Estimated annual take-home
$0
Estimated monthly take-home
$0
Income planning tool
Paycheck Calculator
Estimate how much of your gross paycheck may turn into monthly and annual take-home pay after an approximate tax rate.
How this estimate works
The tool multiplies gross pay by your pay frequency, then applies your estimated tax rate.
When to use it
Use it before you set a new budget, compare compensation packages, or plan monthly bills.
What affects accuracy
Real take-home pay can vary because of deductions, benefits, retirement contributions, and local taxes.
Paycheck calculator FAQ
How do I estimate monthly pay from a bi-weekly paycheck?
Multiply the paycheck by 26 to get annual gross pay, subtract taxes, then divide by 12.
Why does take-home pay look lower than expected?
Taxes, retirement deductions, insurance, and other withholdings can significantly reduce net pay.
Should I budget with gross pay or take-home pay?
Take-home pay is usually the better number for budgeting because it reflects what actually reaches you.